Even if you feel great and on top of the world now, nobody can predict what the future holds. Unemployment and long-term sickness can affect anyone. For that reason alone, you should seriously consider protecting your payments. The amount it will cost is nothing for complete peace of mind, for you and your family.

There are no complicated forms, and as long as you are 18-60 years old, you will be accepted. Most of the policies include FREE LIFE ASSURANCE, making the overall package extremely attractive (terms and conditions vary between lenders, please check them).

Self-employed customers are not offered all the benefits. For example, redundancy cover is clearly not relevant, but many banks will offer such things as hospitalisation cover. Ask for details. An important point is that all policies offered by our lenders allow for both applicants to be covered, so bear this in mind if making a joint application and if you are both employed.

BONUS - some of our lenders rebate the monthly premiums at the end of the term if no claims have been made, so as well as protecting your payments, the policy acts as a kind of Savings Plan!